personal finance, financial freedom

Financial Freedom with Personal Finance

Small actions add up to financial freedom through personal finance.  

So today I was hanging with some workmates and it occurred to me that I stuck out like a sore thumb.

You’ve heard me mention this feeling before but this time it was probably my own fault.

You see, I was working on an off-site project and decided to plug-in a podcast about investing. I was alone, beautiful day and repetitive work – perfect scenario for listening to business ideas. Well one of my workmates came in unexpectedly, listened for a bit and started laughing at me! He said “Oh my goodness, don’t tell me you’re listening to investment radio!”

It’s no secret that personal finance and investing are huge interests of mine

I murmured a reply something to the effect of “yea…” and quickly REWINDED the podcast so I could catch the part he laughed over. I shook my head at this guy who’s my same age and in a similar time frame has only procreated. Now, I’m not saying that kids are a bad thing, but when you’re focused on your goals, you recognize that some things can wait. I’m still in my 20s after all! While I’m collecting assets, he’s been collecting liabilities. While I’m gaining financial awareness, he’s burying his head in the sand.

The reality is that there is no magic bullet to being rich

It is the collection of small actions, averaged over a lifetime that allow some people to get ahead and live life on their terms. I’m a beat. While he’s there talking about the latest NBA tournament and passing time on meaningless projects, I’m grinding, learning, getting better every day.

Life is a competition. Don’t forget that.

Lazy people focus on what’s in it for them. High achievers know that life owes them nothing and that you get what you earn or negotiate (more on that in another article…).

Go out there. What small action can you take today? What book can you read, article can you reference and podcast can you listen to that will help you on your way to the life you want? Complacency has no place here. Carpe diem!

Photo Credit

We show you how to get started generating passive income so you can have more personal liberty and financial freedom. We do this by helping you determine which passive income path is right for you and get you started on your journey with our online community, education, books and tools. We talk about personal finance, building a business and living life on purpose.

4 thoughts on “Financial Freedom with Personal Finance

  1. Life is a competition, but it isn’t win-lose. If someone else is doing better, that doesn’t mean you are doing worse. There is room for plenty of winners! Too many people approach it with a scarcity mindset and get jealous when other people are doing well.

    1. Exactly Brain, life doesn’t have to be and isn’t a zero sum game. I definitely agree in terms of abundance mentality. Foremost, we compete with ourselves and becoming that best version. Not everyone believes this I’m sure. I have used others as a guide post or benchmark however “objects may appear closer or further.” We all need and want different things and view + quantify “success” on our own terms. I’ve realized jealously is surface level when we don’t recognize the price one pays for their “success” or better yet, situtation and circumstance. – John

  2. Just keep your focus and don’t worry about the rest of them if they aren’t interested in hearing what you have to say. Sometimes it takes people a little (or a lot) longer to come around to these ideas. And sometimes, they never get it which is why the average person doesn’t have nearly enough saved for retirement.

  3. Dave, to be honest, I first rebelled against podcasts and personal finance talk. Not because I didn’t want financial freedom, rather because I didn’t want to be sold or hear a guru or even bad advice! Richelle’s always recommended them over music. Sometimes it’s scary for the average person. I believe they say, acknowledgement is the first step. Designing and getting the life you choose is the dream of most but adding a plan, education and deadline brings this to reality. Thanks for the support and affirmation. Like you, we are focused on the future and no longer being finanical slackers! – John

Leave a Reply